The Board critiques the impact and responsiveness with the financial institution's community enhancement loans and community progress investments that benefit or serve a Condition, as presented in § 228.15.
(2) A retail lending assessment location may not extend beyond a State boundary Unless of course the retail lending assessment region contains counties in a very multistate MSA.
The Board will consider these feedback into account in reference to the financial institution's following scheduled CRA evaluation.
If your Board gets a public remark before the close date of the bank's CRA assessment, the public comment might be considered in connection with that CRA evaluation.
For a little bank evaluated beneath the Tiny Lender Lending Examination, the Board charges the lender's general performance below this portion as presented in appendix E to this part.
(A) Brings together the efficiency scores for every supporting summary for every big product or service line into a product line rating; and
(B) The success with the lender's programs for providing retail banking services and the availability and responsiveness from the lender's retail banking solutions, pursuant to § 228.23, as applicable;
Revitalization or stabilization comprises pursuits that assist revitalization or stabilization of targeted census tracts, such as adaptive reuse of vacant or blighted structures, brownfield redevelopment, aid of the plan for a business enhancement district or key street method, or any other activity that supports revitalization or stabilization, and that:
Matter for the geographic demands in paragraph (b) of the area, a substantial financial institution need to delineate, for a specific calendar 12 months, a retail lending assessment space in any MSA or inside the nonmetropolitan place of any State by which it originated:
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
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(1) All penned reviews obtained from the general public for The present year (current on the quarterly foundation for that prior quarter by March 31, June 30, September thirty, and December 31) and each on the prior two calendar decades that precisely relate to your bank's overall performance in assisting to meet up with Neighborhood credit history desires, and any response to your comments via the bank, if neither the reviews nor the responses have statements that replicate adversely on The nice name or reputation of any individuals other than the financial institution or publication of which might violate specific provisions of read more law;
For vehicle loans, the Board compares a lender's geographic and borrower distributions on the relevant community benchmarks, as presented in paragraph (file) of the segment and part VI of appendix A to this component.
Pursuant to § 228.21, the Retail Lending Examination evaluates a lender's document of assisting to meet the credit history needs of its complete Neighborhood through the financial institution's origination and purchase of household house loan loans, multifamily loans, little business loans, and modest farm loans.